/* =========================================================
   Panama Banking Landing — Businessplan-Ersteller.de Ratgeber-CI
   Brand: Teal #02787A / #033432 · Manrope · Halftone-Dots · Soft Cards
   ========================================================= */

@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&display=swap');

:root {
  --teal: #02787A;
  --teal-2: #03a7a9;
  --teal-deep: #014e50;
  --teal-darker: #033432;
  --teal-darkest: #022826;
  --teal-soft: #e6f4f4;
  --teal-tint: #f1f9f9;

  --ink: #033432;
  --ink-2: #1e3a3c;
  --ink-mute: #5a6e70;
  --ink-faint: #8a9b9c;
  --rule: #e4ebec;
  --rule-soft: #eff3f3;

  --paper: #ffffff;
  --paper-2: #f6f9f9;
  --paper-3: #eef3f3;
  --gray-bg: #F2F4F4;

  --warn: #d63a3a;
  --warn-soft: #fde9e9;
  --ok: #0a8a5a;
  --gold: #f4b91a;

  --dots-light: radial-gradient(rgba(3,52,50,0.08) 1.2px, transparent 1.6px);
  --dots-dark: radial-gradient(rgba(255,255,255,0.08) 1.2px, transparent 1.6px);

  --sans: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --r-md: 14px;
  --r-lg: 20px;
  --r-xl: 28px;
  --r-pill: 999px;

  --shadow-card: 0 1px 2px rgba(3, 52, 50, 0.04), 0 6px 18px -6px rgba(3, 52, 50, 0.08);
  --shadow-float: 0 4px 10px rgba(3, 52, 50, 0.08), 0 20px 48px -20px rgba(3, 52, 50, 0.20);
  --shadow-lift: 0 16px 40px -16px rgba(3, 52, 50, 0.30);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
html, body { overflow-x: hidden; max-width: 100%; }
*, *::before, *::after { min-width: 0; }

body {
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: #fff;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
::selection { background: var(--teal); color: #fff; }

h1, h2, h3, h4 {
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.15;
  color: var(--ink);
}

/* ===== Layout ===== */
.container { max-width: 1180px; margin: 0 auto; padding: 0 32px; }
.container--narrow { max-width: 820px; }
section { padding: 96px 0; position: relative; overflow: hidden; }
.section--alt { background: var(--paper-2); }
.section--dark { background: var(--teal-darker); color: #fff; }
.section--dark h2, .section--dark h3 { color: #fff; }
.section--cta { background: linear-gradient(180deg, var(--paper) 0%, var(--teal-soft) 100%); }
.section--steps { background: var(--paper-2); }
.section--narrow { padding: 80px 0; }

/* Punkt-Pattern auf hellen Sektionen (Ratgeber-Adaption) */
.section--alt::before,
.section--steps::before,
.section--cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: var(--dots-light);
  background-size: 22px 22px;
  background-position: 0 0;
  opacity: 0.55;
  pointer-events: none;
  z-index: 0;
}
.section--dark::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: var(--dots-dark);
  background-size: 22px 22px;
  background-position: 0 0;
  opacity: 0.85;
  pointer-events: none;
  z-index: 0;
}
.section > .container { position: relative; z-index: 1; }
.section__note {
  margin-top: 24px;
  font-size: 0.9rem;
  color: var(--ink-mute);
  font-style: italic;
  max-width: 760px;
}

/* ===== Navbar ===== */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 40px;
  background: transparent;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  border-bottom: 1px solid transparent;
  pointer-events: none;
  transition: background 0.25s, backdrop-filter 0.25s, border-color 0.25s, box-shadow 0.25s;
}
.nav.scrolled {
  pointer-events: auto;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--rule);
  box-shadow: 0 6px 22px rgba(3,52,50,0.06);
}
.nav__brand, .nav__links, .nav__cta { pointer-events: auto; }
.nav__brand {
  display: flex;
  align-items: center;
  height: 44px;
}
.nav__brand img {
  height: 44px;
  width: auto;
  display: block;
  filter: brightness(0) invert(1) drop-shadow(0 2px 4px rgba(0,0,0,0.18));
  transition: filter 0.25s;
}
.nav.scrolled .nav__brand img { filter: none; }
.nav__links {
  display: flex;
  gap: 32px;
  align-items: center;
  list-style: none;
}
.nav__links a {
  color: rgba(255,255,255,0.94);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: -0.005em;
  text-shadow: 0 1px 2px rgba(0,0,0,0.12);
  transition: color 0.2s, text-shadow 0.2s;
}
.nav__links a:hover { color: #fff; }
.nav.scrolled .nav__links a { color: var(--ink-2); text-shadow: none; }
.nav.scrolled .nav__links a:hover { color: var(--teal); }
.nav__cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  color: var(--teal-darker) !important;
  border: 1px solid rgba(3,52,50,0.12);
  border-radius: var(--r-pill);
  padding: 11px 22px;
  font-weight: 700;
  font-size: 14px;
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
  transition: all 0.2s;
}
.nav__cta:hover {
  background: var(--teal-darker);
  color: #fff !important;
  border-color: var(--teal-darker);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(3,52,50,0.22);
}
.nav.scrolled .nav__cta { background: var(--teal-darker); color: #fff !important; border-color: var(--teal-darker); }
.nav.scrolled .nav__cta:hover { background: var(--teal); border-color: var(--teal); }

/* ===== Reading progress bar — läuft mit Scroll ===== */
.reading-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  width: 0%;
  background: linear-gradient(90deg, var(--teal), var(--teal-darker));
  z-index: 999;
  box-shadow: 0 0 10px rgba(2,120,122,0.45);
  transition: width 0.1s linear;
  pointer-events: none;
}

/* ===== Eyebrow ===== */
.eyebrow {
  display: inline-block;
  font-family: var(--sans);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
  margin: 0 0 14px;
}
.eyebrow::before { content: "— "; margin-right: 4px; opacity: 0.5; }
.eyebrow--light { color: rgba(255,255,255,0.7); }

/* ===== Typography ===== */
.h2 { font-size: clamp(2rem, 4.6vw, 3.4rem); margin: 0 0 24px; }
.h3 { font-size: clamp(1.3rem, 2.2vw, 1.7rem); margin: 0 0 14px; font-weight: 700; }
.lead {
  font-size: 1.15rem;
  color: var(--ink-mute);
  line-height: 1.65;
  margin: 0 0 22px;
  max-width: 780px;
  font-weight: 400;
}
em { font-style: normal; color: var(--teal); }

/* ===== Hero (Ratgeber-Block 1:1 adaptiert) ===== */
.hero {
  min-height: 86vh;
  background:
    radial-gradient(ellipse 140% 90% at 60% 0%, #028587 0%, #4ab5b5 26%, #c0e8e8 56%, #f0fafa 100%);
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  padding: 132px 0 96px;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: var(--dots-light);
  background-size: 22px 22px;
  pointer-events: none;
  opacity: 0.85;
}
.hero-watermark {
  position: absolute;
  top: 38%;
  left: 50%;
  transform: translate(-50%, -50%);
  font-family: var(--sans);
  font-size: clamp(120px, 22vw, 320px);
  font-weight: 800;
  color: rgba(3,52,50,0.05);
  white-space: nowrap;
  letter-spacing: -0.04em;
  pointer-events: none;
  user-select: none;
  z-index: 0;
  line-height: 1;
}
.hero-content {
  text-align: center;
  position: relative;
  z-index: 2;
  max-width: 880px;
  margin: 0 auto;
  padding: 0 32px;
  width: 100%;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border: 1px solid rgba(3,52,50,0.18);
  background: rgba(255,255,255,0.68);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  border-radius: var(--r-pill);
  padding: 9px 20px 9px 16px;
  font-size: 13px;
  font-weight: 500;
  color: var(--teal-darker);
  margin-bottom: 28px;
  box-shadow: 0 2px 8px rgba(3,52,50,0.06);
}
.hero h1 {
  font-size: clamp(36px, 5.6vw, 62px);
  font-weight: 800;
  color: var(--teal-darker);
  line-height: 1.04;
  letter-spacing: -0.032em;
  margin: 0 auto 24px;
  text-wrap: balance;
  max-width: 22ch;
}
.hero-subtitle {
  font-size: 17px;
  color: rgba(3,52,50,0.66);
  font-style: italic;
  margin: 0 auto 22px;
  font-weight: 500;
  max-width: 640px;
}
.hero-body {
  font-size: 16px;
  color: var(--teal-darker);
  max-width: 620px;
  margin: 0 auto 36px;
  line-height: 1.7;
}
.hero-body strong { font-weight: 600; }
.hero-ctas {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

/* ===== Trust-bar (Ratgeber) ===== */
.trust-bar {
  display: flex;
  gap: 32px;
  justify-content: center;
  flex-wrap: wrap;
  align-items: center;
  border-top: 1px solid rgba(3,52,50,0.14);
  padding-top: 32px;
  max-width: 880px;
  margin: 0 auto;
}
.trust-item {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: rgba(3,52,50,0.72);
  font-size: 12px;
  font-family: var(--mono);
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.trust-item::before {
  content: '';
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--teal);
  flex-shrink: 0;
  box-shadow: 0 0 0 3px rgba(2,133,135,0.16);
}
.trust-divider {
  color: rgba(3,52,50,0.20);
  font-size: 16px;
  line-height: 1;
}

/* ===== Hero-Buttons (btn-dark + btn-outline-hero — Ratgeber 1:1) ===== */
.btn-dark, .btn-outline-hero {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: var(--r-pill);
  font-weight: 600;
  letter-spacing: -0.005em;
  cursor: pointer;
  transition: all 0.22s cubic-bezier(0.2, 0.7, 0.2, 1);
  white-space: nowrap;
  border: 1px solid transparent;
  text-decoration: none;
}
.btn-dark {
  background: var(--teal-darker);
  color: #fff;
  padding: 15px 32px;
  font-size: 15px;
  box-shadow: 0 2px 8px rgba(3,52,50,0.22);
}
.btn-dark:hover {
  background: var(--teal);
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(3,52,50,0.30);
}
.btn-outline-hero {
  background: rgba(255,255,255,0.55);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  color: var(--teal-darker);
  padding: 14px 28px;
  font-size: 15px;
  border-color: rgba(3,52,50,0.16);
}
.btn-outline-hero:hover {
  background: #fff;
  border-color: var(--teal);
  color: var(--teal);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(3,52,50,0.10);
}

/* ===== Buttons ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--r-pill);
  font-family: inherit;
  font-size: 1rem;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  transition: all 0.2s;
  white-space: nowrap;
}
.btn--primary {
  background: var(--teal-darker);
  color: #fff;
  box-shadow: 0 4px 12px rgba(3, 52, 50, 0.18);
}
.btn--primary:hover {
  background: var(--teal);
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(2, 120, 122, 0.30);
}
.btn--ghost {
  background: transparent;
  border-color: var(--rule);
  color: var(--ink-2);
}
.btn--ghost:hover {
  border-color: var(--teal);
  color: var(--teal);
  background: var(--teal-tint);
}
.btn--lg { padding: 16px 32px; font-size: 1.04rem; }
.btn--sm { padding: 10px 18px; font-size: 0.88rem; }

/* ===== Callouts ===== */
.callout {
  margin: 28px 0;
  padding: 22px 28px;
  border-radius: var(--r-md);
  border-left: 4px solid var(--teal);
  background: var(--teal-soft);
  font-size: 1rem;
  line-height: 1.6;
}
.callout strong { color: var(--teal-darker); }
.callout--info { border-left-color: var(--teal-darker); }
.callout--warn {
  border-left-color: var(--warn);
  background: var(--warn-soft);
}
.callout--warn strong { color: var(--warn); }
.callout--mint {
  text-align: center;
  font-size: 1.6rem;
  font-weight: 700;
  padding: 32px;
  border-left: none;
  border: 1px solid var(--rule);
  background: linear-gradient(135deg, var(--teal-soft) 0%, #fff 100%);
  border-radius: var(--r-lg);
}
.callout--mint strong { color: var(--teal-darker); }
.callout__sub {
  display: block;
  font-size: 1rem;
  color: var(--ink-mute);
  margin-top: 10px;
  font-weight: 500;
}

/* ===== Grids ===== */
.grid { display: grid; gap: 24px; }
.grid--2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.grid--3 { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.two-col {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 40px;
}

/* ===== Mini Cards ===== */
.card-mini {
  background: #fff;
  padding: 28px 30px;
  border-radius: var(--r-lg);
  border: 1px solid var(--rule);
  box-shadow: var(--shadow-card);
  transition: all 0.25s;
}
.card-mini:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-float);
  border-color: var(--teal);
}
.card-mini h3 { font-size: 1.2rem; margin: 0 0 10px; color: var(--teal-darker); }
.card-mini p { margin: 0; color: var(--ink-mute); font-size: 0.96rem; }

/* ===== Account Cards ===== */
.account-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 22px;
  margin-top: 40px;
}
.account-card {
  background: #fff;
  padding: 30px 28px;
  border-radius: var(--r-lg);
  border: 1px solid var(--rule);
  box-shadow: var(--shadow-card);
  transition: all 0.25s;
  position: relative;
}
.account-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-float);
  border-color: var(--teal);
}
.account-card--featured {
  border-color: var(--teal);
  background: linear-gradient(180deg, var(--teal-tint) 0%, #fff 60%);
}
.account-card--featured::after {
  content: '★';
  position: absolute;
  top: 18px;
  right: 20px;
  color: var(--gold);
  font-size: 1.3rem;
}
.account-card--muted {
  background: var(--paper-2);
  opacity: 0.85;
}
.account-card__badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 14px;
}
.account-card h3 {
  font-size: 1.3rem;
  margin: 0 0 18px;
  color: var(--teal-darker);
  font-weight: 800;
}
.account-card ul { list-style: none; display: grid; gap: 9px; }
.account-card li {
  padding-left: 24px;
  position: relative;
  font-size: 0.96rem;
  color: var(--ink-mute);
}
.account-card li::before {
  content: '›';
  position: absolute;
  left: 0;
  color: var(--teal);
  font-weight: 800;
  font-size: 1.1rem;
  line-height: 1.2;
}
.account-card strong { color: var(--ink); font-weight: 700; }

/* ===== Docs ===== */
.docs h3 {
  font-size: 1.5rem;
  color: var(--teal-darker);
  margin: 0 0 18px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--teal);
  display: inline-block;
}
.docs__list {
  list-style: none;
  display: grid;
  gap: 4px;
}
.docs__list li {
  padding: 10px 0 10px 30px;
  position: relative;
  font-size: 0.98rem;
  border-bottom: 1px solid var(--rule-soft);
}
.docs__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--teal);
  font-weight: 800;
}
.docs__list li.muted {
  color: var(--ink-faint);
  font-size: 0.92rem;
}
.docs__list li.muted::before { content: '○'; color: var(--ink-faint); font-weight: 500; }

/* ===== Cost Table ===== */
.cost-table {
  width: 100%;
  border-collapse: collapse;
  margin: 28px 0;
  background: #fff;
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--shadow-card);
}
.cost-table th, .cost-table td {
  padding: 16px 24px;
  text-align: left;
  border-bottom: 1px solid var(--rule);
}
.cost-table th {
  background: var(--teal-darker);
  color: #fff;
  font-weight: 700;
  font-size: 0.98rem;
  letter-spacing: -0.005em;
}
.cost-table td { font-size: 0.98rem; }
.cost-table tr:last-child td { border-bottom: none; }
.cost-table tr:hover td { background: var(--teal-soft); }

/* ===== Checks List ===== */
.checks {
  list-style: none;
  display: grid;
  gap: 12px;
}
.checks li {
  padding: 14px 18px 14px 52px;
  position: relative;
  background: #fff;
  border: 1px solid var(--rule);
  border-radius: var(--r-md);
  font-size: 0.98rem;
  font-weight: 500;
  transition: border-color 0.2s;
}
.checks li:hover { border-color: var(--teal); }
.checks li::before {
  content: '✓';
  position: absolute;
  left: 18px;
  top: 50%;
  transform: translateY(-50%);
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--teal-darker);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 800;
}
.checks--cross li::before {
  content: '×';
  background: var(--warn);
  font-size: 17px;
}

/* ===== Bullets ===== */
.bullets {
  list-style: none;
  margin: 18px 0;
  display: grid;
  gap: 10px;
}
.bullets li {
  padding-left: 28px;
  position: relative;
  font-size: 1rem;
  color: var(--ink-mute);
}
.bullets li::before {
  content: '●';
  position: absolute;
  left: 4px;
  color: var(--teal);
  font-size: 0.55rem;
  top: 12px;
}
.bullets--check li::before {
  content: '✓';
  color: var(--teal);
  font-size: 1rem;
  font-weight: 800;
  top: 0;
  left: 0;
}

/* ===== Price Cards ===== */
.price-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  margin: 40px 0;
}
.price-card {
  background: #fff;
  padding: 36px;
  border-radius: var(--r-lg);
  border: 1px solid var(--rule);
  box-shadow: var(--shadow-card);
  text-align: center;
}
.price-card--main {
  background: var(--teal-darker);
  color: #fff;
  border-color: var(--teal-darker);
  box-shadow: var(--shadow-lift);
}
.price-card__label {
  display: block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 14px;
}
.price-card--main .price-card__label { color: var(--teal-2); }
.price-card__value {
  font-size: 3.4rem;
  font-weight: 800;
  line-height: 1;
  margin: 0 0 16px;
  color: var(--teal-darker);
  letter-spacing: -0.03em;
}
.price-card--main .price-card__value { color: #fff; }
.price-card p {
  margin: 0;
  font-size: 0.96rem;
  color: var(--ink-mute);
  line-height: 1.55;
}
.price-card--main p { color: rgba(255,255,255,0.85); }
.mt-l { margin-top: 56px; }

/* ===== Steps ===== */
.steps {
  list-style: none;
  margin: 44px 0 0;
  display: grid;
  gap: 24px;
}
.step {
  background: #fff;
  padding: 32px 36px;
  border-radius: var(--r-lg);
  border: 1px solid var(--rule);
  box-shadow: var(--shadow-card);
  display: grid;
  grid-template-columns: 100px 1fr;
  gap: 28px;
  align-items: start;
  transition: all 0.25s;
}
.step:hover {
  border-color: var(--teal);
  box-shadow: var(--shadow-float);
  transform: translateX(4px);
}
.step__num {
  font-size: 3.2rem;
  font-weight: 800;
  color: var(--teal);
  line-height: 1;
  letter-spacing: -0.03em;
}
.step h3 {
  font-size: 1.35rem;
  margin: 0 0 10px;
  color: var(--teal-darker);
  font-weight: 800;
}
.step p { margin: 0; color: var(--ink-mute); font-size: 1rem; }

/* ===== Nots (dark) ===== */
.nots {
  list-style: none;
  display: grid;
  gap: 14px;
}
.nots li {
  padding-left: 34px;
  position: relative;
  font-size: 1rem;
  line-height: 1.55;
  color: rgba(255,255,255,0.92);
  font-weight: 500;
}
.nots li::before {
  content: '×';
  position: absolute;
  left: 0;
  top: -1px;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--warn);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
}

/* ===== Form ===== */
.form {
  margin-top: 40px;
  padding: 40px;
  background: #fff;
  border: 1px solid var(--rule);
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-float);
  display: grid;
  gap: 20px;
}
.form__row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}
.form label {
  display: grid;
  gap: 8px;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.005em;
}
.form input, .form select, .form textarea {
  font-family: inherit;
  font-size: 1rem;
  padding: 14px 16px;
  border: 1px solid var(--rule);
  border-radius: var(--r-md);
  background: var(--paper-2);
  color: var(--ink);
  transition: all 0.2s;
}
.form input:focus, .form select:focus, .form textarea:focus {
  outline: none;
  border-color: var(--teal);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(2,120,122,0.10);
}
.form textarea { resize: vertical; min-height: 130px; }
.checkbox {
  display: grid !important;
  grid-template-columns: auto 1fr;
  gap: 12px;
  align-items: start;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--ink-mute);
  line-height: 1.55;
}
.checkbox input { width: 18px; height: 18px; margin-top: 3px; accent-color: var(--teal); }
.checkbox a { color: var(--teal); font-weight: 600; }
.form button[type="submit"] { justify-self: start; }
.form__note {
  font-size: 0.88rem;
  color: var(--ink-faint);
  font-style: italic;
  margin: 0;
}
.btn--success { background: var(--ok) !important; pointer-events: none; }

/* ===== Closing ===== */
.closing {
  margin-top: 64px;
  text-align: center;
  padding: 36px 0;
  border-top: 1px solid var(--rule);
}
.closing__line {
  font-size: clamp(1.15rem, 2.2vw, 1.5rem);
  font-weight: 700;
  color: var(--ink);
  margin: 0 0 10px;
  line-height: 1.45;
  letter-spacing: -0.015em;
}
.closing__line--accent {
  color: var(--teal);
  font-weight: 800;
}

/* ===== Footer (Ratgeber-Stil adaptiert) ===== */
.footer {
  background: var(--teal-darker);
  color: rgba(255,255,255,0.8);
  margin-top: -28px;
  padding: 64px 0 32px;
  position: relative;
  overflow: hidden;
  border-top-left-radius: clamp(20px, 3.5vw, 40px);
  border-top-right-radius: clamp(20px, 3.5vw, 40px);
  z-index: 1;
}
.footer::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    var(--dots-dark),
    linear-gradient(to bottom, rgba(3,52,50,0.18) 0%, rgba(2,20,20,0.75) 100%),
    url('../assets/img/footer-pattern.jpg');
  background-size: 22px 22px, auto, cover;
  background-repeat: repeat, no-repeat, no-repeat;
  background-position: 0 0, 0 0, center top;
  pointer-events: none;
}
.footer__inner {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 32px 12px;
  position: relative;
  z-index: 1;
}
.footer__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 28px;
}
.footer__brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  line-height: 0;
}
.footer__brand img {
  height: 44px;
  width: auto;
  filter: brightness(0) invert(1) opacity(0.92);
}
.footer__nav {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 26px;
  font-size: 0.92rem;
  font-weight: 600;
}
.footer__nav a {
  color: rgba(255,255,255,0.72);
  text-decoration: none;
  transition: color 0.18s;
}
.footer__nav a:hover { color: #fff; }
.footer__contact {
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 0.85rem;
}
.footer__contact-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.78);
  text-decoration: none;
  transition: color 0.18s;
}
.footer__contact-link:hover { color: #fff; }
.footer__contact-link svg {
  flex-shrink: 0;
  color: rgba(255,255,255,0.55);
}
.footer__divider {
  border: none;
  border-top: 1px solid rgba(255,255,255,0.10);
  margin: 32px 0 22px;
}
.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 18px;
  font-size: 0.82rem;
}
.footer__social {
  display: flex;
  gap: 18px;
}
.footer__social a {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: rgba(255,255,255,0.62);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.84rem;
  transition: color 0.18s;
}
.footer__social a:hover { color: #fff; }
.footer__copy {
  color: rgba(255,255,255,0.50);
  margin: 0;
  font-size: 0.80rem;
}
.footer__legal {
  display: flex;
  gap: 18px;
}
.footer__legal a {
  color: rgba(255,255,255,0.62);
  text-decoration: none;
  font-size: 0.82rem;
  transition: color 0.18s;
}
.footer__legal a:hover { color: #fff; }
.footer__disclaimer-row {
  margin: 22px 0 0;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,0.06);
  font-size: 0.74rem;
  color: rgba(255,255,255,0.42);
  line-height: 1.55;
  font-style: italic;
  text-align: center;
}
.footer__disclaimer-row strong { color: rgba(255,255,255,0.65); font-weight: 700; }

/* Legacy fallback — falls noch alte HTML-Versionen geladen werden */
.footer__legal-bar {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 16px 32px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: space-between;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.45);
  max-width: 1180px;
  margin: 0 auto;
}
.footer__disclaimer { font-style: italic; }

/* ===== Body padding fuer fixed nav ===== */
body { padding-top: 0; }

/* ===== Responsive ===== */
@media (max-width: 880px) {
  .nav { padding: 0 22px; height: 64px; }
  .nav__links { gap: 18px; font-size: 0.86rem; }
  .nav__links a:not(.nav__cta) { display: none; }
  .nav__brand img { height: 34px; }
  .container { padding: 0 22px; }
  .hero { padding: 116px 0 64px; }
  section { padding: 64px 0; }
  .step { grid-template-columns: 1fr; gap: 8px; padding: 24px 26px; }
  .step__num { font-size: 2.2rem; }
  .form { padding: 28px 24px; }
  .footer__inner { padding: 36px 22px 22px; }
  .footer__top { gap: 22px; flex-direction: column; align-items: flex-start; text-align: left; }
  .footer__contact { width: 100%; }
  .footer__bottom { flex-direction: column; align-items: flex-start; gap: 14px; }
  .footer__legal-bar { padding: 14px 22px; }
}

@media (max-width: 880px) {
  .hero { padding: 116px 0 64px; }
  .hero h1 { font-size: 36px; }
  .hero-subtitle { font-size: 16px; margin-bottom: 16px; }
  .hero-body { font-size: 15px; margin-bottom: 22px; }
  .hero-ctas { flex-direction: column; align-items: stretch; gap: 12px; margin-bottom: 36px; }
  .hero-ctas > a { width: 100%; justify-content: center; }
  .trust-bar { gap: 18px; padding-top: 22px; }
  .trust-divider { display: none; }
}

@media (max-width: 480px) {
  .nav { padding: 0 14px; }
  .nav__brand img { height: 26px; }
  .hero h1 { font-size: 32px; }
  .price-card__value { font-size: 2.6rem; }
  .cost-table th, .cost-table td { padding: 12px 16px; font-size: 0.9rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

/* ===== Floating Action Buttons: WhatsApp + Mail ===== */
.fab {
  position: fixed;
  right: 22px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  text-decoration: none;
  box-shadow: 0 6px 22px rgba(3, 52, 50, .28);
  z-index: 9999;
  transition: transform .15s ease, box-shadow .18s ease, background .18s ease;
}
.fab:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(3, 52, 50, .40);
}
.fab-wa {
  bottom: 92px;
  background: #25D366;
}
.fab-wa:hover { background: #1FBA56; }
.fab-mail {
  bottom: 22px;
  background: var(--teal, #02787A);
}
.fab-mail:hover { background: var(--teal-darker, #033432); }
.fab svg { display: block; }

@media (max-width: 560px) {
  .fab { width: 50px; height: 50px; right: 16px; }
  .fab-wa { bottom: 76px; }
  .fab-mail { bottom: 16px; }
  .fab svg { width: 24px; height: 24px; }
}

.btn--success { background: #1faa6b !important; cursor: default !important; }